Telephone: 01206 331697 
Mobile: 07811 186600 
info@tapperfs.co.uk 

Insurance to protect your business 

Most businesses consider that their most valuable assets are their staff. If a director or key staff member dies or becomes critically ill, the company needs to be protected. 

Shareholder Protection 
 
A company needs a succession plan and a strategy to ensure that the business can continue to function if a shareholder becomes critically ill or dies. 
 
How Does It Work? 
 
A life insurance (or critical illness) policy ensures that the company receives a lump sum payment on the death of the insured. The heirs of the shareholder take the cash sum as payment for the heritable share of the business. The control of the business is then directed back to the remaining shareholders. 
 
Key Man Insurance 
 
The death or long term illness of a technical expert or a key manager is a threat to a successful business. Simple, cost effective insurance is vital to minimise this risk. 
 
Loans 
 
If a director dies, a bank may decide to call in a loan. This can cripple a business that does not have this available cash to keep running. Again simple life and critical illness insurance will protect the business and ensure the business survives. 
 
How Much Will This Cost? 
 
Business life insurance and critical illness insurance is no more expensive than personal protection and is underwritten in exactly the same way. The cost is borne by the business and your accountant will advise you on the tax implications. What would be the cost of no insurance? 
 
How We Are Paid 
 
We do not charge for arranging insurances. We receive commission for arranging insurance. 
 
Why Would You Use Us? 
 
We save you time, money and stress 
 
We offer meeting locations to suit you – at home or work in Essex or at our offices in London (Millennium Bridge) or Colchester. 
 
We are a trusted financial resource for short and long term goals with great client recommendations
 
We do not charge to arrange insurance 
 
Call us on 01206 331697 or 078 1118 6600.  
Email us on info@tapperfs.co.uk 
 
 
 
Contact Us Now! 
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Business Protection Insurance